Information system for risk management in the banking sector using artificial intelligence technologies

Authors: Klyuev V.A.
Published in issue: #1(102)/2026
DOI:
Category: Informatics, Computer Engineering and Control | Chapter: System Analysis, Control, and Information Processing, Statistics
Keywords: information system, risk, bank, banking sector, risk management, artificial intelligence, new technologies
Published: 16.02.2026

This article is devoted to the disclosure of the essence of the influence of the information system on risk management in the banking sector using artificial intelligence technologies. The relevance of this article is due to the digitalization of the banking sector, which is primarily characterized by high risks. Data helps the development of information systems that are of great help in risk management. New technologies have important information channels on the one hand for the bank, on the other for the client. This method is used to form risks of a specific nature. New opportunities also help to expand the range of banking services, as well as to assess the degree of risk. New technologies, in turn, can both reduce risks and increase them. Therefore, the development of the banking sector using artificial intelligence requires constant monitoring to implement safe work in decision-making in the banking sector. The conclusion of the article is that information systems help to develop various methods in risk management in the banking sector. The article provides examples of this practice.

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